Savings and CD’s

Certificates of Deposit

Traditional and IRA

Whether they are traditional or IRA, CDs from Stonebridge Bank are smart, safe investment options that offer you a guaranteed rate of return and a variety of terms. Invest as little as $500 and watch your money grow with easy online access.

  • Choose from a traditional or IRA Certificate.
  • Terms from 6 months to 60 months let you tailor your investment to your needs.
  • Quickly check your interest earned online or by using our telephone banking system.
  • Interest may be accumulated in the CD or transferred to your Stonebridge Interest Checking or Money Market Account on a monthly basis.
  • Minimum daily balance to earn APY* is $500.00.
  • Member FDIC. Please call 1-800-807-1666 to find out how to maximize your insurance coverage. IRAs insured up to $250,000.
  • Rates for IRA Certificates are the same as the CD rates.

Open a Traditional Certificate of Deposit »


To Open an IRA Certicate of Deposit »

    Please call 1-800-807-1666 to speak with our IRA specialist.

Current Rates

    Rates subject to change.

Term Minimum Deposit APY *
6 months $500.00 0.75% APY *
12 months $500.00 1.15% APY *
14 months $500.00 1.35% APY *  **
18 months $500.00 1.35% APY *
21 months $500.00 1.50% APY *  ***
24 months $500.00 1.90% APY *
30 months $500.00 2.00% APY *
36 months $500.00 2.10% APY *
60 months $500.00 2.90% APY *

* APY = Annual Percentage Yield. Annual Percentage Yields are compounded daily and credited monthly. APY effective as of . Early withdrawal penalties of 90 days interest for certificates less than 12 months, 180 days interest for certificates 12 up to 36 months, and 365 days interest for certificates 36 months and over. All early withdrawal penalties are calculated on the amount withdrawn.

** This 14 Month Certificate of Deposit will automatically convert to a 12 Month Certificate of Deposit at the interest rate and Annual Percentage Yield being offered at that time for the 12 month Certificate of Deposit.

*** This 21 Month Certificate of Deposit will automatically convert to a 18 Month Certificate of Deposit at the interest rate and Annual Percentage Yield being offered at that time for the 18 month Certificate of Deposit.