Frequently Asked Questions
About Opening an Account
- How do I open an account?
It’s simple. Just go to our personal banking or business banking page
on our website and select the kind of account you would like to open.
- How do I make my initial deposit to open my account?
If you are opening a Checking or a Money Market account, you can mail a check,
use a wire transfer, ACH from another bank ($500 maximum), transfer funds from
an existing Stonebridge Bank account or use a credit card ($500 maximum). If
you are opening a CD you can use all funding methods listed above except ACH and credit card.
- Can I open an account if I do not live near a branch?
Yes, but you must have a U.S. residence and either a U.S. Social Security Number or
U.S. Tax Identification Number. Simply go to our personal banking or business banking page
of our website and complete the application. If you reside in U.S. Territories (Guam,
Puerto Rico, U.S. Virgin Islands), you must have a valid U.S. Driver’s License or
Identification Number. If you are not a United States citizen, call for additional information at 1-800-807-1666.
- How long does it take to process my application?
Your application will be processed within 1 business day. Your account will not be officially
opened until Stonebridge Bank has received your funds.
- How will I know that my application has been received?
Once you hit the submit button on the online application, you will receive a confirmation
email that will verify that your application has been received.
- How will I know that my account has been opened?
Once we have received and processed your funds, we will open your account and we will send
you a copy of your signature card(s).